Investors
Investment property financing without the runaround.
Banks treat real estate investors like a problem to be managed. They cap how many properties you can own, bury you in tax-return requests, and underprice the work. The investor loan world plays by different rules. DSCR, no income verification, and financing built to help you scale instead of stall.
DSCR loans explained
DSCR stands for Debt Service Coverage Ratio. In plain English: if the rent covers the payment, the deal qualifies, and your personal income never enters the conversation. No tax returns. No employment check. No cap on how many you own. This is how serious investors blow past the four-property wall that conventional financing puts in front of you.
Loans built for how you actually invest
Bank statement loans
Self-employed and writing everything off? Qualify on 12 to 24 months of real deposits instead of a tax return that hides your true income.
Short-term rental financing
Airbnb and VRBO income counts. We use market rents or actual short-term revenue to qualify the property on its real earning power.
Portfolio loans
Bundle multiple properties under one loan with one payment. Simpler to manage and easier to scale than a stack of separate mortgages.
LLC financing
Close in the name of your LLC to keep liability and books clean. Standard on the investor side, nearly impossible at a retail bank.
Why a broker changes the math
One bank gives you one answer. I have 160+ lenders, and the investor side of that list moves constantly. The lender that wants DSCR deals this month is not the one that wanted them last month. I place your file where it gets the best terms right now, instead of forcing it through a single institution's box.
FAQ
Let's fund your next deal.
Get prequalified and move the day a property hits. No commitment.